Last updated: June 25, 2025
Website: financeguru.me
Contact: contact@financeguru.me
1. Acceptance of Terms
By accessing and using financeguru.me, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.
2. Description of Service
2.1 Our Service
Financeguru.me provides:
- Information and guidance about popular social media and financial applications
- Download links and instructions for accessing legitimate app stores
- Reviews and comparisons of financial and social media platforms
- Educational content about app features and usage
2.2 What We Don’t Provide
We do NOT:
- Host, distribute, or provide direct downloads of copyrighted applications
- Modify, crack, or provide unauthorized versions of apps
- Store or redistribute proprietary software
- Guarantee the availability or functionality of third-party applications
3. Intellectual Property Rights
3.1 App Ownership
All applications mentioned on our site (Facebook, WhatsApp, PayPal, Venmo, Cash App, Banking apps, etc.) are owned by their respective companies:
- Facebook, WhatsApp, Messenger: Meta Platforms, Inc.
- PayPal: PayPal Holdings, Inc.
- Venmo: PayPal Holdings, Inc.
- Cash App: Block, Inc.
- YouTube: Google LLC
- And other respective trademark holders
3.2 Our Content
The original content, design, and compilation of information on financeguru.me is owned by us and protected by copyright laws.
3.3 Fair Use
Our use of app names, logos, and screenshots constitutes fair use for:
- Educational and informational purposes
- Commentary and criticism
- News reporting and review
4. User Responsibilities
4.1 Lawful Use
You agree to:
- Use our website only for lawful purposes
- Respect intellectual property rights
- Download apps only from official sources
- Comply with terms of service of individual applications
4.2 Prohibited Activities
You must NOT:
- Use our website for illegal activities
- Attempt to hack or compromise our website
- Distribute malware or harmful content
- Violate any applicable laws or regulations
5. App Downloads and Installation
5.1 Official Sources Only
We direct users exclusively to:
- Google Play Store
- Apple App Store
- Official developer websites
- Authorized distribution platforms
5.2 User Responsibility
Users are solely responsible for:
- Verifying app authenticity before download
- Reading and accepting individual app terms
- Ensuring device compatibility
- Managing app permissions and privacy settings
6. Financial Disclaimers
6.1 No Financial Advice
- We do not provide financial advice or investment recommendations
- All information is for educational purposes only
- Users should consult qualified financial advisors for personal financial decisions
- We are not responsible for financial losses or decisions made based on our content
6.2 Third-Party Financial Services
- We are not affiliated with any financial institutions or services
- Users use financial apps and services at their own risk
- We do not guarantee the security or reliability of third-party financial services
7. Disclaimers
7.1 Information Accuracy
While we strive for accuracy, we make no warranties about:
- Completeness or accuracy of information
- Availability of mentioned applications
- Performance of third-party apps
- Compatibility with user devices
7.2 Third-Party Content
We are not responsible for:
- Content or policies of linked websites
- Functionality of recommended applications
- Changes made by app developers
- Issues arising from app usage
8. Limitation of Liability
8.1 No Warranties
Our website is provided “as is” without warranties of any kind, express or implied.
8.2 Limitation
To the fullest extent permitted by law, we shall not be liable for:
- Direct, indirect, incidental, or consequential damages
- Loss of data, profits, or business opportunities
- Damages arising from use of third-party applications
- Technical issues or website downtime
- Financial losses from use of recommended apps or services
9. Advertising and Monetization
9.1 Google AdSense
Our website displays advertisements through Google AdSense. We comply with:
- Google AdSense policies
- Advertising standards and guidelines
- User privacy requirements
9.2 Affiliate Relationships
We may earn commissions from:
- App store referrals
- Affiliate partnerships
- Sponsored content (clearly disclosed)
10. Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.
11. Modifications
11.1 Terms Updates
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting.
11.2 Continued Use
Continued use of our website after changes constitutes acceptance of modified terms.
12. Termination
We may terminate or suspend access to our website immediately, without prior notice, for:
- Violation of these terms
- Illegal activities
- Abuse of our services
- Other conduct deemed harmful
13. Governing Law
These terms are governed by the laws of [Your Country/State]. Any disputes will be resolved in the courts of [Your Jurisdiction].
14. Contact Information
For questions about these Terms of Service:
- Email: contact@financeguru.me
- Website: financeguru.me
15. Severability
If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.