Terms of Service

Updated at: November 19, 2025

📜 Terms of Service for financeguru.me

Welcome to financeguru.me. These Terms of Service (TOS) govern your access to and use of our website, which provides information and tips on home composting for beginners and small spaces. By accessing or using the site, you agree to be bound by these terms.

Use of Information

The content provided on financeguru.me, including articles, guides, and tips, is for general informational and educational purposes only. It is not intended to be a substitute for professional or expert advice, whether related to gardening, environmental science, safety, or any other field. Users are responsible for exercising their own judgment and conducting their own due diligence.

Safety Disclaimer: While composting is generally a safe activity, users must exercise caution and follow standard safety practices when handling materials (e.g., using gloves, handling tools). We advise users to research and adhere to all local regulations regarding waste disposal and composting.

Prohibited Actions

Users must not:

  • Use the site for any unlawful purpose.
  • Attempt to gain unauthorized access to the site’s network or data.
  • Transmit any material that contains viruses or any other malicious code.
  • Scrape, reproduce, duplicate, copy, sell, or exploit any portion of the content without express written permission.
  • Engage in any activity that harasses, abuses, or harms another person or entity.

Content Ownership

All original content published on financeguru.me, including text, graphics, and logos, is the property of financeguru.me or its content creators and is protected by copyright and intellectual property laws. All images displayed on the site are AI-generated conceptual illustrations and are intended to support the informational text.

AdSense and Advertising

We rely on advertising to keep our home composting resource free. The site may display advertisements provided by Google AdSense or other third-party ad networks. We are not responsible for the content of these external advertisements, and their appearance on the site does not constitute an endorsement. Your interactions with advertisers are solely between you and the advertiser.

Disclaimer of Warranties

The information on financeguru.me is provided “as is” without any warranties, express or implied. We do not guarantee that the information is complete, accurate, or current. We do not warrant that your use of the site will be uninterrupted or error-free.

Limitation of Liability

To the fullest extent permitted by applicable law, financeguru.me and its creators will not be liable for any damages—direct, indirect, incidental, punitive, or consequential—arising from your use of, or inability to use, the website or the information contained therein, including any adverse outcomes from following composting tips.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Your continued use of the site after any such changes constitutes your acceptance of the new Terms.